Royalty Cards

Royalty Debit Cards

Our Royalty Banking Debit Card gives you the power to spend both locally and globally. Contact your relationship manager to request a card.


 – Higher daily cumulative spend for domestic transactions – N2,000,000
 – Enhanced daily spend limit when abroad (T&C applies)
 Enjoy discounts and rewards with our select partners.
 Please click here to see a list of available discounts.

Royalty Cards

Royalty Credit Cards

Freedom, Flexibility, Control!
Experience freedom with the Union Bank Credit Card!
Whether you need to meet urgent financial obligations or pay for goods and services without disrupting your cash flow, our credit cards have got you covered. Take control of your finances and get access to cash whenever you need it.
Your credit card is valid for 3 years and you enjoy flexible repayment options with a 30-day billing cycle

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  • Interest-free period of up to 45 days*
  • Interest rate is on utilised amount only
  • Cash withdrawals from ATMs (local and international)
  • POS and online payments (local and foreign)
  • Access to concierge services
  • Access to airport lounges around the world
  • Global emergency assistance
  • Multi-trip travel insurance
  • Purchase protection
  • Extended warranty and lots more

* On POS and Online transactions.

What do I need to apply for a credit card?

  • A duly completed application form
  • The requisite documents (Payslips, collateral form etc.)

Submit completed application form and documents to your Relationship Manager. You will receive an SMS once your credit card request is approved. You card will be ready within 5 – 7 working days.