Royalty Cards

Royalty Debit Cards

The Royalty Debit Card has preferential pricing on investment and discounts on loans, Free account maintenance fee on UnionSilver, Access to exclusive Royalty lounges at select Union Bank branches, Enhanced interest rates on savings accounts and investments.


  • Cost of Card N1,000
  • Card maintenance fee N50
  • Preferential access to Union Bank sponsored events
  • Higher daily cumulative spend for domestic transactions – N2,000,000
  • Enjoy discounts and rewards at select stores, hotels, salons, and other partners with Royalty Card
Royalty Cards

Royalty Credit Cards

Freedom, Flexibility, Control!
Experience freedom with the Union Bank Credit Card!
Whether you need to meet urgent financial obligations or pay for goods and services without disrupting your cash flow, our credit cards have got you covered. Take control of your finances and get access to cash whenever you need it.
Your credit card is valid for 3 years and you enjoy flexible repayment options with a 30-day billing cycle

Read more


  • Interest-free period of up to 45 days*
  • Interest rate is on utilised amount only
  • Cash withdrawals from ATMs (local and international)
  • POS and online payments (local and foreign)
  • Access to concierge services
  • Access to airport lounges around the world
  • Global emergency assistance
  • Multi-trip travel insurance
  • Purchase protection
  • Extended warranty and lots more

* On POS and Online transactions.

What do I need to apply for a credit card?

  • A duly completed application form
  • The requisite documents (Payslips, collateral form etc.)

Submit completed application form and documents to your Relationship Manager. You will receive an SMS once your credit card request is approved. You card will be ready within 5 – 7 working days.