A tenured savings targeted at a future expense (e.g. school fees, medical bills)

Tenor –  4years

Monthly Savings – N5,000

Interest Rate – 4.2%

Quarter Rewards:

  • 1 customer will be rewarded with N1m – First Prize
  • 4 customers will be rewarded with N500,000 -Second Prize
  • 20 customers will be rewarded with N100,000 -Third Prize

Reward 300 customers for the duration of the programme.

A tenured savings targeted at individuals with low disposable income. The product is available to 11 states in the northern part of Nigeria.

Tenor –  2 years

Monthly Savings –  N1,000

Interest Rate – 4.2% (paid quarterly as incentive)

 

Quarter Rewards:

  • 1 customer will be rewarded with N100,000- First Prize
  • 24 customers will be rewarded with N20,000 -Second Prize
  • 200 customers will be rewarded with N10,000 -Third Prize
  • Reward 900 customers for the duration of the programme.

This product is designed to specifically pay you higher interest rate on your savings.

Tenor – 2 years

Monthly Savings – N500,000 (one time deposit)

Interest Rate – 6%

Quarter Rewards:

  • 1 customer will be rewarded with N3 m -First Prize
  • 3 customers will be rewarded with N1m -Second Prize
  • 15 customers will be rewarded with N500,000 -Third Prize

Reward 76 customers for the duration of the programme

This product helps our customers to save while affording them the opportunity of winning a round trip ticket to Qatar to enjoy the beautiful game in 2022.

Tenor – 5 years

Monthly Savings – N5, 000

Interest Rate – 5%

Quarter Rewards:

  • 75 customers will be rewarded with travel tickets to watch the world cup live in Qatar, June 2022.
  • 1,125 customers will be rewarded with branded football kits every quarter from the 15th month of the product cycle

This product provides a structured savings plan to help customers achieve their dream of becoming a millionaire.

Tenor – 1 – 5 years

TenorAmountrate
5yearsN15,0007%
4yearsN20,0006.5%
3yearsN28,0005.5%
2yearsN40,0005%
1yearN85,0004.6%

This is a product that guarantees customers high returns on their medium and long term savings.

Tenor–  2 years and above

Tenorrate
2-5years6%
6-10years7%
>10years8%

This is a simple savings account that allows customers to earn higher interest  and an additional 2% p.a will be paid on behalf of the customer by the Bank to a charitable cause.

Deposit band

N5,000
N10,000
N20,000

 

Interest Rate – 7%