1. The Rise Challenge (“Customer experience”) is organized by Union Bank of Nigeria Plc (“UBN”), a public limited liability company incorporated under the laws of Nigeria and having its registered business address at 36 Marina Lagos.
2. To be eligible to participate in this Customer experience, a participant (“You”) must;
(a) be resident in Nigeria; (b) be a Union Bank customer; (c.) 18+ years of age at the time of participation; (d) Small business owners; (e) Innovator; (f) Community organiser, and (g) not be an employee, director, distributor or agent (including members of immediate families and staff) of UBN. UBN may require You to provide valid means of identification for purposes of verification of Your eligibility, identity and/ or age.
3. By participating in this Customer experience, You agree that You have read and accepted these Terms and Conditions (“T & C”) “as is” and without any qualification or objection, and that Your failure to comply with the T & C may result in Your disqualification from the Customer experience.
4. The Prizes for the Customer experience consist of items specified in the Customer experience communication (Social pages, website, banners, posters, flyers, and leaflets) published by UBN. However, the pictures, brands and/or models of the Prizes may differ from the ones described in the Customer experience materials, and UBN shall be under no liability to You in such case.
5. Winner(s) will be chosen at random from correctly submitted entries via an electronic or manual selection process; in this instance, the selection will be based on judges discretion. If You win a Prize, You will be contacted via phone call or text message, subject to the following conditions;
(a) That your entry was selected as a winning entry; (b) For the Rise Challenge, 40 individuals selected randomly, who participates in the challenge within the period of the activation, will be shortlisted as winners.
(c)The 40 individuals who can fulfil all the terms & conditions of the challenge will be contacted and will be showcased on the Union Bank of Nigeria website and Social Pages. (d) The 40 individuals must be able to provide proof of identification that captures their age. (e) The 40 individuals must be able to provide proof of proprietary rights for the activities they submitted entries for.
6. UBN reserves the right to change any Prize (to one of equal or greater value) as circumstances may demand, without any liability to You.
7. Transfer of winning prize is prohibited.
9. UBN reserves the right to temporarily or permanently suspend the Customer experience for any reason whatsoever, or modify the mechanics of the Customer experience at any time without any liability to You.
10. To the extent permitted by law, UBN excludes all liability for any loss, damage, cost and expense, whether direct or indirect, howsoever caused in connection with the Customer experience. UBN makes no warranty, implied or express, that any part of the Customer Experience will be uninterrupted or error-free. Neither UBN nor any of its directors, employees, agents or suppliers shall be liable for any damage, loss, injury or disappointment suffered by You in the course of participating in the Customer experience or as a result of accepting or using any Prize won during the Customer experience. By entering into this Customer experience, You agree that no claim arising from such losses or injuries (including special, indirect and consequential losses) shall be asserted against UBN, its parent company, affiliates, directors, officers, employees or agent.
11. This T & C defines and regulates the relationship between You and UBN with respect to the Customer Experience, and will remain in full force and effect for the duration of the Customer Experience. In the event of any dispute pertaining to this T & C, including conduct, results, and all other matters relating to the Customer experience, the decision of UBN shall be final and no correspondence or discussion shall be entered into.
12. This T&C shall be governed by and construed in accordance with the laws of Nigeria.