Guaranteed reward for your savings
Save consistently, enjoy premium benefits, and build your financial freedom.
Top 100 depositors to receive ₦100,000 monthly
Free debit cards for new-to-bank customers with ₦10,000 initial deposit
Top 50 transacting customers to receive ₦50,000 monthly
How to participate
FAQs
What is the Save & Gain campaign?
The Save & Gain is our premium deposit-focused campaign designed to reward customers who save smart and transact more. It offers guaranteed rewards based on your deposit and transaction activity over a three-month period.
How long does the campaign run?
The campaign runs for three months, with monthly rewards distributed throughout the period and a grand finale draw at the end.
Who can participate in the Save & Gain campaign?
The campaign is open to new customers, existing customers, and dormant/inactive customers
Is there a minimum deposit to start?
No, but New-to-Bank customers who open an account with an initial deposit of ₦10,000 receive a free debit card and ₦1,000 airtime credit when they transact with the new card.
What rewards can I win?
The campaign offers multiple reward tiers:
- ₦100,000 for Top 100 monthly depositors
- ₦50,000 for Top 50 monthly transacting customers
- ₦50,000 for Top 50 new-to-bank customers
- ₦30,000 cash vouchers in December (one-time bonus)
- ₦5,000,000 grand prize for the highest average deposit contributor
How are rewards distributed?
Rewards are distributed monthly to top performers in different categories. There is also a special December bonus and a grand prize drawing at the campaign's conclusion.
Are rewards guaranteed?
Yes, the Save & Gain offers guaranteed rewards based on your actual deposit and transaction performance. There is no chance element involved.
How is the ₦5 million grand prize awarded?
The ₦5 million grand prize is awarded to the three customers with the highest average deposit contributions over the three-month campaign period.
What counts as a transaction?
Transactions include transfers, airtime/data purchases, etc. Active digital channel usage is a key requirement for all participants.
Do I need to do anything special to register?
No special registration is needed. If you meet the eligibility criteria, you are automatically enroled in the campaign.
What if I'm a dormant customer, can I still participate?
Yes! Dormant and inactive customers are encouraged to reactivate their accounts and grow their balances to participate in the rewards program.
What is the total prize?
The total campaign prize is ₦114 million distributed among over 1,500 winning customers across various reward categories.
Is this campaign available nationwide?
Yes, the campaign is available to all eligible customers across the bank.
Do I need a debit card to participate?
A debit card is required for active digital channel usage, which is one of the eligibility criteria. New customers opening accounts with ₦10,000 receive a free debit card.
What if I have more questions?
Contact your nearest branch or reach out to our customer service team on 0707007000 for additional information about your eligibility and potential rewards.
Ready to Save and Gain?
Join thousands of premium customers enjoying guaranteed rewards and exclusive benefits.
*Terms and conditions apply. Campaign runs 15th November 2025 till 14th April 2026.
