The shortcut to getting things done faster and smarter. Don't be an Uncle Thomas, do it all with *826#

USSD ShortCodes

Function Shortcode
Check balance *826*4#
Airtime purchase (self) *826*Amount#
Airtime Purchase – (third party) *826*Amount*3rd party mobile No#
Transfers to UBN account *826*1*Amount*Account No#
Transfers to Non UBN bank accounts *826*2*Amount*Account no#
Bills payment *826*28*amount*userID#
Data capture after enrolment *826*3*account no#
Card management (block and unblock card) *826*21#
Cardless withdrawal *826*7*amount#
Limit increase *826*8#
Data purchase *826*9*amount#
Mcash *826*22*merchantcode*amount#


Do I require Data/Internet access enabled mobile phone to use *826#?

We’ve got you covered, therefore you don’t need Data to use this service. You’re welcome!

How do I enrol for *826#?

We are really serious about simpler smarter banking, just dial *826# from your registered mobile number on the banks system.

How can I confirm a successful transaction?

That’s one less thing to worry about. a pop-up message will be displayed on your phone screen and an SMS notification will be sent automatically to your registered phone number with the Bank.

Is there a cost to register on *826#?

Our 100-year experience has taught us that it’s better to give than to receive. Registering on *826# is absolutely free!! Just dial *826# to register. The registration is only done once you dial the numbers for the first time.

Is there a cost for using *826#?

Performing a transaction via *826# is free

What can i do with *826# USSD Banking?

The question is what can’t you do with *826# USSD? It’s more than a USSD code because the possibilities are endless. Here’s a little tease of what you can do:

  • Keep it simple and smart, pay bills.
  • Send money to other UBN and Other Bank Accounts.
  • Buy that anniversary or birthday present you almost forgot.
  • Generate a pay-code and PIN for cardless withdrawal transactions.
  • Stay connected, buy Airtime for Self and others on all major networks.
  • Keep tabs of your rising empire, check Account Number, Balances, and BVN on the go