Bringing banking closer to you. Locate an agent and exploits the benefits.

Why do I need an agent?

  • Nearness and convenience
  • Safety
  • Simplicity

What do I need to open a wallet?

  • Phone number
  • Residential address
  • Date of birth

How do I locate an Agent?

  • Via USSD, Mobile or Website
  • Call Contact Centre
  • Contact your branch for the closest agent

Who can register as an Agent?

  • Unregistered SMEs – Individuals
  • Registered businesses – Limited Liability Companies, Sole Proprietorships, Partnerships, Cooperative Societies
  • Corporates with retail chains / large distribution network

What can agents offer?

  • Deposits
  • Cash withdrawal
  • Money transfers
  • Account/Wallet opening
  • Bill payment
  • Airtime/Data purchase

What do I benefit as an agent?

  • Enhance your reputation by providing financial services to the community as a UBN agent.
  • Increased sales
  • Earn commissions on transactions performed.
  • Increased customer loyalty.
  • When they hit set targets, agents can have:
    (i) Access to overdraft.
    ii) Access to loyalty schemes

Requirements For Becoming An Agent

  • Own an existing business with good patronage
  • A visible business location which is easily accessible
  • Current account with Union Bank
  • Minimum working capital of N50,000
  • Have minimum of one staff to support the business
  • Complete Agent registration form and execute agreement
  • Valid identification – Voter’s card, Driver’s License, International Passport, National ID card
  • Any regulatory information as required (e.g. Business registration documents)


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COVID-19: We’re here to serve you. You can pay your bills, sort out transfers, check your balance, buy airtime and even request a loan on *826#, UnionMobile & UnionOnline. Click here for a list of our active sales and service locations. For assistance, chat with us on our website, or via WhatsApp 09070070001 or call us on 07007007000